Federal and State Aid
Once a student completes the FAFSA process a financial aid offer is the result. Included in the offer may be some of the following grants, scholarships, and or loans.
Federal Pell Grant
A Federal Pell Grant, does not have to be repaid. Pell Grants to undergraduate students who have not earned a previous bachelor’s or a professional degree. The Pell Grant is based upon need.
Federal Supplemental Education Opportunity Grant (SEOG)
The Federal Supplemental Education Opportunity Grant (FSEOG) program is for undergraduates with exceptional financial need. SEOG is awarded to Pell grant recipients first.Ìý There are limited funds available therefore SEOG is awarded as long as funds last. ÌýJust like Pell Grants, the FSEOG does not have to be repaid.
Federal Work Study Program
Federal Work-Study provides part-time jobs for undergraduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to recipient’s course of study. Unlike other financial aid awards, work study earnings do not automatically reduce tuition charges. Work Study students must work to earn the amount of their award each term.
Federal Direct Stafford Loan Program
Students borrow directly from the federal government.Ìý Students who have been given access to their ÌìÃÀÓ°Ôº account will need to log in and accept or decline these loans.Ìý Students will also need to complete a master promissory note and loan entrance counseling online at .
Stafford loans are for undergraduate, graduate and professional degree students. You must be enrolled as at least a half-time student to be eligible for a Stafford Loan.
There are two types of Stafford Loans: subsidized and unsubsidized. You must have financial need to receive a subsidized Stafford Loan. The U.S. Department of Education will pay (subsidize) the interest that accrues on subsidized Stafford Loans during certain periods. Financial need is not a requirement to obtain an unsubsidized Stafford Loan.
Graduate students are eligible to borrow Federal Direct Unsubsidized Stafford Loans. Federal Direct Subsidized Stafford loans are not available to graduate students.
State Grants
State grants are based on financial need and may be offered to eligible students from their state of legal residence. Students should complete the FAFSA and follow any additional application requirements from their home state. Students should be aware of any deadlines that are imposed by their home state.
Scholarship Search Websites
Many private agencies, companies, clubs and civic organizations offer scholarships to help college students pay for their educational costs. Below are some links that any current or potential college student can use to search for scholarships. Private scholarships often require applicants to meet certain awarding criteria and adhere to strict application deadlines. The Financial Aid Office at ÌìÃÀÓ°Ôº Tech encourages all our students to seek scholarship help from private sources. However, be cautious when communicating with websites that promote college scholarships. Never apply for a scholarship that asks you to pay a fee, and do not provide your social security number, banking information or credit card number to any scholarship website or application.
Rhode Island Foundation Scholarship Program
°Õ³ó±ðÌýRhode Island Foundation’s Scholarship ProgramÌýis now open for the 2026–2027 academic year. Please read this message carefully, as several changes have been made to the program this year.
General scholarship requests shouldÌýcomplete theÌýUniversal Application,Ìýand Nursing students should complete theÌýUniversal Nursing Application.
The application deadline is April 13, 2026. (This is for the Universal application as well as the Universal Nursing Application) Late or incomplete applications will not be considered.
Next Steps
- Log in or create your account:Ìý
- Complete the appropriate application
- Review the freestanding eligibility quizzes to determine whether you qualify for additional scholarships.
- Locate the confirmation email sent from [email protected]
- If the message is in your spam folder, please move it to your inbox and set a rule to ensure future emails from this address are delivered to your inbox.
- Scholarship awards will be announced by early July. Please continue to monitor your email.
Please take your time when completing your application. It is your responsibility to ensure that:
- All required sections are completed
- The correct documents are uploaded
- Letters of recommendation are submitted by your recommenders
- If you are using our third-party recommendation system, please follow up directly with your recommenders.
Incomplete applications will not be reviewed.
Questions can be sent to [email protected]

